The Need For Scoring High On Prep Tests

Having taught for 14 years for two of the finest provider schools in the country has shown that students whose scores are barely passing on the school’s prep exam do not do well when they have to take the real one.  In fact, so many of the “in class” prep test are so easy that scoring in the high 80′s or even the low 90′s can give the test taker a false sense of achievement with disastrous results on the big day.  Unfortunate, but true.  It is not uncommon for as many as 15 questions to be of such remote use or significance that the test taker can only resort to guessing the right answer.  The tests themselves are proprietary which means no one is allowed to see the questions until they take the test.  When the experienced loan officer has not taken a test in several years and then takes the national component of the SAFE ACT, which is usually limited to only 10 hours of classroom instruction, disaster frequently occurs because not enough time has been spent in refreshing and updating in the classroom.  Preparation is to taking this test as oxygen is to life.  The person who has not prepared well is likely to fail, and the person without oxygen will die.  Waiting until the day before the test to prepare is utter madness.  When anyone takes our tests, views the highlighted answers, and uses a pad and pencil to take notes, their chances for success go up very sharply.  It is our recommendation that everyone should score 90% or greater on our tests in order to feel comfortable when taking the national.  A high percentage of the purchasers of our tests continue to report passing on their first attempt when they used the material as instructed.

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